"We talk a lot about decentralised finance, but I think that in 2022 we will see more localised use cases, which will enter everyday life," said Bchiri of consulting firm Fabernovel.Īs highly-volatile digital monies like bitcoin have hit record high values in 2021, a huge range of players have gotten into the game including versions launched by the cities of Miami and New York. So far, blockchain has enabled the rise of cryptocurrencies like Bitcoin, and more recently, the unique digital objects such as drawings or animations called NFTs. Such a revolutionary step could be made possible by blockchain technology, where computer programs run on networks of thousands or millions of computers. In this iteration, "users, creators and developers would have stakes and votes" in a platform in much the way a cooperative works, Evans said on his "Another Podcast." These platforms "get the money and control it, they let you on their platform," summarised Benedict Evans, an independent analyst specialising in Silicon Valley. The next iteration was Web 2.0, defined by social media and user generated content on sites like Facebook and YouTube. The Internet's first phase was the creation of websites and blogs, which allowed the emergence of companies like Yahoo, eBay, or Amazon.
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